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Insurance Blog

Do I Need To Insure My Boat During The Winter When I’m Not Using It?

If you own a boat, you are not alone if you are wondering why you need boat insurance year round when you are only using your boat in the warmer months. In fact, some boat owners cancel their boat insurance after every boating season to save on premiums. However, this can actually be more costly in the long run. The following are some good reasons...

How Does Insurance Cover Parking Lot Accidents?

Parking lots can be crazy places. Whether you’re at the mall, the grocery store, or even just grabbing a quick coffee… all those cars coming and going can up anyone’s chances of being in a parking lot accident. Which may lead you wonder: How does insurance cover parking lot accidents? Let’s walk through a few common scenarios. WHAT HAPPENS IF I HIT SOMEONE ELSE’S CAR IN A PARKING...

How To Shop Safely Online This Holiday Season

You’ve got your comfy pants and your credit card – now, it’s time to knock out your holiday shopping. There’s no doubt online shopping is convenient… but it does come with a fair share of risk, too. Identity theft can happen just as quickly as you can click, “Add to cart.” Fortunately, there are ways to reduce your risk. Follow these expert tips to shop...

What Happens To My Mortgage Protection Insurance If I Sell My House?

When you purchase a home, you are likely to get offers for mortgage protection insurance, a type of life insurance that will pay off your mortgage in case you die or become disabled. This provides protection for your family if you are no longer there or no longer able to work to pay the mortgage. If you die, with some policies, the proceeds go directly...

Cargo Insurance Vs. Wholesalers & Distributors Insurance

Cargo insurance is not the same thing as wholesalers and distributors insurance. If your business is a wholesaler or distributor that ships cargo, you may need both types of insurance. Our experienced agent can review your business policies with you to help ensure you have the coverage you need at the best price for you. What Is Cargo Insurance? Cargo insurance provides protection against risks...